Terms and Conditions

1. Introduction

Welcome to Jet Financial Group, Inc. (“we,” “us,” or “our”). These Terms of Service (“ToS” or “Agreement”) govern your access to and use of our services, including lead generation, automation, CRM solutions, appointment setting, and sales training for life insurance agents (collectively, the “Services”). By accessing, using, or interacting with our Services, you (“User,” “you,” or “your”) agree to be bound by these ToS and our Privacy Policy, which is incorporated by reference into this Agreement. If you do not agree to these ToS, you must discontinue your use of the Services immediately.

This Agreement forms a legally binding contract between you and Jet Financial Group, Inc. Please read these ToS carefully. By accepting these ToS, you also acknowledge and accept the Arbitration Agreement contained in Section 15, which waives your right to a jury trial and to participate in class actions.

2. Definitions

 • “Account”: The account you create when you register to use our Services.

 • “Content”: Any and all text, data, images, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, computer code, and other materials provided through the Services.

 • “Data”: Any information, including Personal Data, that you provide or that is collected from you in connection with your use of the Services.

 • “Personal Data”: Any information relating to an identified or identifiable individual, as defined under applicable privacy laws.

 • “Sales Kick”: The platform provider we use as a subcontractor for processing and enriching your data, operating solely on our behalf and under our control. Sales Kick is not a party to this Agreement.

 • “Third-Party Services”: Any services or products provided by entities other than Jet Financial Group, Inc. that are made available through our Services.

3. Acceptance of Terms

By accessing or using the Services, you affirm that you are at least 18 years of age, or the age of majority in your jurisdiction, and are capable of entering into a legally binding agreement. If you are using the Services on behalf of a legal entity, you represent and warrant that you have the authority to bind that entity to these ToS.

4. Modification of Terms

We reserve the right, at our sole discretion, to modify, update, or change these ToS at any time. Such changes will be effective upon posting the updated ToS on our website or platform. You should review these ToS regularly. Your continued use of the Services after any changes to these ToS constitutes your acceptance of the revised ToS. If you do not agree to the new terms, you must stop using the Services immediately.

5. Services Overview

a. Description of Services

Jet Financial Group, Inc. provides lead generation, CRM automation, appointment setting, and sales training services to life insurance agents. These Services are designed to help agents increase their production, improve sales efficiency, and optimize their business operations.

b. Third-Party Subcontractors

To enhance the functionalities of our Services, we use the Sales Kick platform as a subcontractor to process and enrich your data. Sales Kick operates solely under our direction and is not a party to this Agreement. You will not interact directly with Sales Kick, and your data will be processed as part of our integrated service offering.

c. Service Availability

While we strive to ensure the continuous availability of our Services, we cannot guarantee that the Services will be uninterrupted or error-free. We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.

6. User Obligations and Conduct

a. Compliance with Laws
You agree to comply with all applicable laws, regulations, and industry standards when using the Services, including but not limited to privacy, data protection, intellectual property, and export control laws.

b. User Account Responsibilities

• Account Information: You agree to provide accurate, current, and complete information when creating your Account and to update such information as necessary.
• Security of Account: You are responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account. You must notify us immediately if you suspect any unauthorized use of your Account.

c. Prohibited Activities
You agree not to:

• Use the Services for any illegal, unauthorized, or prohibited purpose.
• Infringe on the rights of others, including intellectual property rights.
• Interfere with or disrupt the Services, servers, or networks connected to the Services.
• Use any automated means (e.g., bots, scrapers) to access or collect data from the Services without our express permission.
  Impersonate any person or entity or misrepresent your affiliation with a person or entity.
• Use the Services to transmit any malicious software, viruses, or other harmful code.
• Engage in any activity that could damage, disable, or impair the functioning of the Services.

7. Data Privacy and User Consent

a. Data Collection and Processing

• Personal Data: We collect and process your Personal Data as part of providing the Services. This may include data you provide directly, data we collect automatically, and data we obtain from third-party sources.
• Data Enrichment: Your data may be enriched through the Sales Kick platform, which processes your information on our behalf to enhance the accuracy, relevance, and utility of the Services we provide to you.

b. User Consent

• By using our Services, you consent to:

  • The collection, processing, and sharing of your data as described in these ToS and our Privacy Policy.
  • The use of your data for the purpose of improving, customizing, and optimizing the Services, including through data enrichment and calendar management.
  • The sharing of your data with Sales Kick, our subcontractor, solely for the purpose of providing the Services.
  • The transfer of your data to and from third-party service providers, as necessary to deliver the Services.

c. Data Sharing and Disclosure

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  • Subcontractors and Service Providers: We may share your data with subcontractors, including Sales Kick, who assist us in providing the Services. These parties are bound by confidentiality and data protection obligations and will not use your data for any purpose other than to perform the Services on our behalf.
  • Legal Compliance: We may disclose your data to comply with legal obligations, such as in response to court orders, legal processes, or government requests.

d. Data Security

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  • Security Measures: We implement reasonable security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
  • User Responsibilities: You are responsible for safeguarding the device and network through which you access the Services. You should ensure that your software and systems are up to date and that you take appropriate precautions to protect your data.

8. Intellectual Property Rights

a. Ownership

All intellectual property rights in the Services, including but not limited to software, content, trademarks, and logos, are owned by Jet Financial Group, Inc. or its licensors. Your use of the Services does not grant you any rights to our intellectual property, except for the limited rights necessary to use the Services in accordance with these ToS.

b. License to Use the Services

Subject to your compliance with these ToS, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal or internal business purposes.

c. Restrictions

You may not:

• Copy, modify, distribute, sell, or lease any part of our Services or included software.
• Reverse engineer or attempt to extract the source code of any software used in the Services, except as expressly permitted by applicable law.
• Use any of our intellectual property, including trademarks, logos, or content, without our express written consent.

9. Representations and Warranties

a. User Representations and Warranties

You represent and warrant that:

 • Authority: You have the legal authority to enter into and comply with these ToS.

 • Accuracy of Information: All information you provide in connection with your use of the Services is accurate, complete, and current.

 • Compliance with Laws: You will comply with all applicable laws, regulations, and industry standards in your use of the Services.

 • No Infringement: Your use of the Services does not and will not infringe on the intellectual property, privacy, or other rights of any third party.

 • No Harmful Activities: You will not engage in any activity that is harmful to us, Sales Kick, our other users, or the general public, including the transmission of viruses, malware, or other harmful code.

b. Jet Financial Group, Inc. Representations and Warranties

Jet Financial Group, Inc. represents and warrants that:

 • Compliance with Laws: We will comply with all applicable laws, including data protection and privacy laws, in providing the Services.

 • No Conflict: Our provision of the Services does not and will not conflict with any other agreement or legal obligation to which we are subject.

 • Data Security: We will implement reasonable security measures to protect your data and ensure that our subcontractors, including Sales Kick, comply with applicable data protection obligations.

 • Service Continuity: We will make commercially reasonable efforts to ensure the continuous availability of the Services, subject to the limitations set forth in these ToS.

10. Limitation of Liability

a. Exclusion of Damages

To the fullest extent permitted by law, Jet Financial Group, Inc., Sales Kick, and their affiliates, officers, agents, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or use, arising out of or related to your use of the Services, even if advised of the possibility of such damages.

b. Cap on Liability

In no event shall the total liability of Jet Financial Group, Inc., Sales Kick, and their affiliates to you for all claims arising out of or related to these ToS or your use of the Services exceed the amount you paid to us for the use of the Services in the 12 months preceding the claim.

c. No Liability for Third-Party Services

We are not responsible for any Third-Party Services made available through the Services. Your use of Third-Party Services is at your own risk, and we make no representations or warranties regarding such services.

11. Indemnification

You agree to indemnify, defend, and hold harmless Jet Financial Group, Inc., Sales Kick, and their affiliates, officers, agents, employees, partners, and licensors from any claim, demand, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

 • Your use of the Services.

 • Your breach of these ToS or violation of any applicable laws or the rights of a third party.

 • Any claims that your use of the Services infringes the intellectual property rights of a third party.

 • Any data or content you provide or create through the Services.

12. Termination

a. Termination by You

You may terminate your use of the Services at any time by ceasing to use the Services and, if applicable, closing your Account.

b. Termination by Us

We reserve the right to suspend or terminate your access to the Services at any time, without notice or liability, for any reason, including if we believe you have violated these ToS or engaged in unlawful behavior.

c. Effects of Termination

Upon termination of your access to the Services, your right to use the Services will immediately cease. Any provisions of these ToS that by their nature should survive termination will survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Dispute Resolution and Governing Law

a. Governing Law

These ToS and any disputes arising out of or related to them will be governed by the laws of Arizona, United States, without regard to its conflict of laws principles.

b. Arbitration Agreement

i. Arbitration

You and Jet Financial Group, Inc. agree that any dispute, controversy, or claim arising out of or relating to these ToS, the Services, or any relationship between the parties, including claims based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, shall be resolved through binding arbitration using the American Arbitration Association (AAA).

The arbitration shall be administered by AAA under its Commercial Arbitration Rules and the Supplementary Procedures for Consumer-Related Disputes. The arbitration will be conducted by a single arbitrator with experience in resolving disputes related to the type of services provided by Jet Financial Group, Inc.. The arbitrator’s decision shall be final and binding on all parties.

The arbitration shall take place in Maricopa County, Arizona, or at another mutually agreed location. If the amount in controversy does not exceed $10,000, you may choose to have the arbitration conducted by telephone, video conference, or based solely on written submissions, subject to the discretion of the arbitrator.

The parties shall share the costs of arbitration, including arbitrator fees, equally, unless the arbitrator determines that such apportionment is not appropriate given the circumstances of the case. Each party shall bear its own legal fees and expenses, unless the arbitrator awards legal fees and costs to the prevailing party under applicable law.

ii. Class Action Waiver

You agree that any arbitration or proceeding shall be conducted only on an individual basis and not as a class, consolidated, or representative action. The arbitrator may not consolidate more than one person’s claims or preside over any form of a representative or class proceeding.

If any portion of this Arbitration Agreement is found to be unenforceable, the remaining portions shall remain in full force and effect. However, if the class action waiver in this Arbitration Agreement is found to be unenforceable, the entire Arbitration Agreement shall be null and void.

iii. Exclusive Jurisdiction

In the event that this Arbitration Agreement is found not to apply to a dispute, you and Jet Financial Group, Inc. agree that any non-arbitrable disputes shall be resolved exclusively in the state or federal courts located in Maricopa County, Arizona, and you consent to venue and personal jurisdiction in such courts.

iv. Confidentiality

Any arbitration proceedings, documents, and information exchanged between the parties in connection with such proceedings, and any final arbitration award, shall be strictly confidential, except as necessary to enforce or challenge the arbitration award in a court of law, or as required by law.

14. Miscellaneous

a. Entire Agreement

These ToS, together with our Privacy Policy, constitute the entire agreement between you and Jet Financial Group, Inc. concerning the Services and supersede any prior agreements, whether written or oral.

b. Severability

If any provision of these ToS is found to be unlawful, void, or unenforceable, then that provision shall be deemed severable from these ToS and shall not affect the validity and enforceability of any remaining provisions.

c. Waiver

No waiver of any term of these ToS shall be deemed a further or continuing waiver of such term or any other term, and Jet Financial Group, Inc.’s failure to assert any right or provision under these ToS shall not constitute a waiver of such right or provision.

d. Assignment

You may not assign your rights or obligations under these ToS without our prior written consent. We may assign our rights and obligations under these ToS without restriction.

e. Force Majeure

We shall not be liable for any failure or delay in our performance under these ToS due to causes beyond our reasonable control, including, but not limited to, acts of God, war, terrorism, strikes, supply chain disruptions, pandemics, power outages, or governmental restrictions.

f. Headings

The headings used in these ToS are for convenience only and have no legal or contractual effect.

g. Contact Information

For any questions or concerns regarding these ToS, please contact us at:

Email: [email protected]

Mailing Address: 1001 S. Main St., STE 4101, Kalispell, Montana 59901, United States

Refund Policy

Refund Policy for 6-Figure Producer Academy

At 6-Figure Producer Academy, we are dedicated to delivering exceptional coaching and resources to help you achieve your production goals. As part of our commitment, we provide immediate access to our top-performing ads and other exclusive materials upon enrollment.

No Refunds Policy

Due to the proprietary nature of our program content and the immediate access provided, we do not offer refunds for the 6-Figure Producer Academy. This policy is in place to ensure that all participants are fully committed to their success.

Key Points of Our No Refunds Policy:

 1. Immediate Access to Proprietary Content:

 • Upon successful enrollment and payment, participants gain instant access to exclusive content, including top-performing ads, strategies, and tools.

 • This immediate access means the full value of the program is delivered upfront.

 2. Commitment to Success:

 • Our program is designed for serious individuals committed to advancing their insurance sales careers.

 • By implementing a no-refund policy, we foster a community of dedicated participants who are fully invested in their personal and professional development.

 3. High-Value Resources:

 • The content provided in our program is highly valuable and exclusive to 6-Figure Producer Academy members.

 • Allowing refunds would diminish the perceived value and integrity of these resources.

Exceptions to the No Refunds Policy:

 • There are no exceptions to the refund policy.

 Advanced Agent Marketing CRM Refund Policy

All sales for AdvancedAgentCRM are final. To cancel your subscription, you must send an email to [email protected] at least 24 hours before your renewal date. Due to the nature of our rebilling process, we do not offer refunds for any rebilled charges. Please ensure timely cancellation if you wish to discontinue the service.

Advanced Agent Marketing Course Sales Refund Policy

1. 60-Day Window: Our refund policy is valid for 60 days from the date of your purchase. If 60 days have elapsed since your purchase, unfortunately, we cannot offer you a refund or exchange.

2. Completion of Leads Genesis Course: To be eligible for a refund, you must have completed the entire Leads Genesis Course. This ensures that you have fully understood and applied our recommended strategies and methods.

3. Active Advertising Requirement: In addition to completing the course, you must run your ads for 30 consecutive days within the first 60 days of your purchase using the methods taught in the Leads Genesis Course. This is to ensure that the ads have had a sufficient duration to potentially yield results.

4. Requesting a Refund: If, after fulfilling the above requirements, you are unsatisfied with the results of your advertising campaign, you can request a refund. To initiate a refund, please email us at [email protected] Include your order number, proof of course completion, and a brief explanation of why the ads did not meet your expectations. This information is crucial for us to understand your concerns and improve our services.

5. Processing Refunds: Upon receiving your refund request, we will review it and notify you of the approval or rejection of your refund. If approved, your refund will be processed, and a credit will automatically be applied to your original method of payment within a certain number of days.

Advanced Agent Marketing Lead Sales Refund Policy

Introduction: Advanced Agent Marketing values its customers and strives to provide the best possible products and services. This refund policy is designed to clarify the terms and conditions regarding refunds for Advanced Agent Marketing lead sales. Please read this policy carefully before making any lead purchases from Advanced Agent Marketing.

Lead Sales are Final: All lead sales made through Advanced Agent Marketing are considered final and non-refundable. Once you have purchased Advanced Agent Marketing leads, no refunds will be issued, regardless of the circumstances.

No Exceptions: Advanced Agent Marketing does not make exceptions to this refund policy. This means that whether you have used the purchased leads or not, we do not offer refunds under any circumstances.

Quality Assurance: Advanced Agent Marketing takes pride in delivering high-quality leads to our customers. We make every effort to ensure that our leads meet the highest industry standards. If you encounter any issues with the quality of the leads you have purchased, please contact our customer support team, and we will investigate and address the matter promptly.

Cancellation of Lead Purchase: If you have placed an order for Advanced Agent Marketing leads but wish to cancel it before delivery, you may contact our customer support team. However, please note that cancellation requests are subject to approval, and cancellation does not guarantee a refund.

Chargebacks and Disputes: In the event of a chargeback or dispute initiated by a customer, Advanced Agent Marketing reserves the right to contest the chargeback or dispute and provide evidence of the lead sale to the relevant financial institution. Advanced Agent Marketing will pursue all necessary legal remedies to recover any losses resulting from chargebacks or disputes. In the event of a chargeback Advanced Agent Marketing will suspend access to all channels and will not provide any products or services to the cardholder.

Changes to this Policy: Advanced Agent Marketing reserves the right to amend or update this refund policy at any time without prior notice. Any changes to this policy will be effective immediately upon posting on the Advanced Agent Marketing website.

Contact Us: If you have any questions or concerns about this refund policy or need further assistance regarding your Advanced Agent Marketing lead purchases, please don't hesitate to contact our customer support team at [email protected]

By making a purchase of Advanced Agent Marketing leads, you acknowledge that you have read, understood, and agreed to the terms and conditions of this refund policy.